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楽天サービスを利用するなら、楽天カードが最強って言うけど、何が最強なの?

楽天サービスを利用するなら、楽天カードが最強って言うけど、何が最強なの?

当ブログではクレジットカードを用いた、支払い時の還元を、有効に得るためのお手伝いとして、様々なクレジットカードを紹介しています。鳥取で利用価値が高いものは、

  • イオンセレクト
  • リクルート
  • 楽天
  • dカード

です。

今回は楽天カードをについて紹介します。

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楽天カードの利用方法はシンプル

楽天サービスを利用する時は、楽天カードを使うと、普段の還元率よりも数倍の還元を得ることができるので、得をします。

反対に、普段使いに楽天カードを利用すると損をします。通常の還元率は0.5%と他カードに比べ、特質すべき所は少ないですが、楽天サービスとなると他のカードの追随を許しません。

なので、楽天カードを作って、楽天サービスに登録さえすれば、机にそっとしまっておくのも手です。

気になる還元率、アプリを使えばもっとお得。

楽天市場での還元率はポイント3倍。つまり、1.0%×3=3.0%です。これは、凄い還元率です。年間10万円利用すると、還元は3000円です。20万円なら6000円、30万円なら9000円です。

楽天サービスの凄い所は、これだけではありません。楽天モバイルアプリという、楽天市場を利用するスマホアプリを使って、買物をするだけで、楽天ポイントが更に1.0%アップします。つまり、3.0%+1.0%=4.0%、年間10万円なら、還元は4000円、20万円なら8000円、30万円なら12000円です。

トリ夫(管理人)
っぱね〜〜!!!

もちろんアプリは無料でインストールするだけですので、使わない手はありません。単価が小さいものはそこまでしないことも多いですが、3000円以上するものは還元率が何となく気になるので、モバイルアプリを積極的に使っています。

その時は、モバイルアプリの検索が面倒くさいので、パソコンの楽天市場で検索をして、商品を探してからモバイルアプリで購入します。

楽天こそ、まとめてお得!

ちょっと方向は違いますが、携帯各社

携帯各社(キャリア)
まとめてお得!

的なサービスを展開していますが、まとめてお得なのは断然楽天です。楽天サービスは他にもたくさんあります。そのサービスを利用するときに楽天カードがあると、還元率がアップすることが多いです。はっきり言って、携帯各社が実施している、「ネット−電力−携帯電話会社」をまとめるサービスを利用するよりも断然お得です。

そもそも、携帯各社(キャリア)は利用料が高いので話になりません。

ぜひ、その辺りも考慮して楽天カードを利用しましょう。ただただ、クレジットカードを利用するよりも断然おとくです。

トリ夫(管理人)
たった、+1%還元率の向上と感じるかもしれませんが、あなたの年間の支払総額の3割が楽天サービスだとすると、どれくらいポイント還元されますか? 私は心がほっこりします。
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